Bank File Generator (BFG)
Subscription-ready banking connectivity for regulated payouts and collections.
Why BFG
BFG closes the operational gap between internal ERP/Payroll data and bank-ready, audit-compliant uploads—without manual reformatting.
Standard Flow
Extract
Pulling data from disparate ERP or manual systems.
Transform
Proprietary mapping into bank-standardized messages (Bulk FAST / GIRO / PayNow).
Secure Load
Automated generation of encrypted files for direct bank upload.
Compliant with ISO 20022 & UOB Infinity security protocols.
6 Core Modalities
Deep adaptation to Singapore banking—payments and receivables across six standardized channels.
- Salary Payment (Employee Payroll): Secure batch processing for corporate payroll, fully compliant with Singapore statutory banking standards.
- GIRO Collection (Bulk Receivables): Automated direct debit collection logic to streamline recurring membership or rental receivables.
- PayNow / FAST (Real-time Settlement): Leveraging the FAST network for instant corporate-to-individual or corporate-to-corporate fund transfers.
- Grab Payout (High-frequency Disbursement): Specialized mapping for high-volume driver/partner settlements with zero formatting error rates.
- HP Deduction (Automated Recovery): Proprietary logic for Hire Purchase (HP) installments via automated bank-grade PayNow instructions.
- Standard ISO 20022 (Interbank Compliance): Future-proof formatting compatible with UOB Infinity, OCBC Velocity, and international financial messaging standards.
Get Started
Request pricing or explore how BFG powers enterprise financial settlement in our case studies.